Why do we have to have car insurance in the UK?

Why do we have to have car insurance in the UK?

Why cant you chose whether you have insurance or not?

ANSWER: I recommend one to visit this website where you can get rates from different companies: http://insurecheap.us/index.html?src=WP2imogaltermu

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Will I have to switch my car insurance if I buy a new or used car from a dealer?
My current car is just costing far too much money in repairs for it to be worth it to keep piling money into. I’m a college student, so money isn’t exactly plentiful, but its looking right now like I just need a new car, period. I have a decent job, and I could probably afford a car payment of around $200 a month just fine, however I am very concerned about any hidden cost with insurance. My dad told me that if I buy a car from a dealer, then I will have to switch my insurance to full coverage (I’m currently just on my dads insurance, and I only have to pay about $50 a month) but he says that if I get a new or used car from a dealer, I will have to change my insurance coverage and it will cost me more around 150-200 a month in insurance. And if you pair that with a car payment, I simply couldn’t afford it and still be able to make rent and whatnot. So I came here to see if he is correct in this. I know there will be taxes, dealer fees, registration costs etc. but Its the insurance part of it that might make it impossible. Also, do I have to have my credit established for a certain amount of time before I can buy a car? I tried to avoid credit cards for as long as I could, so now Im still kind of new in the whole credit game…. Anyways, thank you for taking the time to read my question and hopefully answer it!! It is much appreciated!!"

How much per year does health insurance cost for an average 50 year old with no employment benefits?
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Im 26 with an learners permit and I want to buy my own car and get insurance on it can I do?
I cant take the driving test without a car so Im wondering if I can buy my own car and if I can get my own insurance so I can take the driving test to get my real license.

Teenager driver and car insurance?
my stepson just got his learner’s permit, he may be driving my husband’s truck once in a while to learn, (I think he’ll be driving mostly when he’s at his mom’s house), a mile here and a mile there. We have geico insurance, do we need to add him temporarily? i tried to look at our coverage and get a quote, but it won’t let me without actually adding him as a driver. i’m not about to add him without a quote since he’s only 16… way too young to be driving in my opinion, but that’s another issue…"

Good Driver Insurance Discount?
Okay, so this is the deal. I have a 3.3 G.P.A. Not bad, right? Well, for one of my classes I actually have an F in for ONE of my Spring 2011 classes. Although I can get the discount, my parents keep hounding me for my transcript and I don’t want them to see that F or I’m screwed. Can I still get the discount if I send the car insurance company my trancript from the previous semesters and not my most recent one?"

I need afforable health insurance.?
I don’t even know how to look for insurance but I need to find an affordable individual insurance policy in Nevada. I am a 22/female. However I am asthmatic (only mildly) and I take birth control for medical reasons (I am not sexually active). However I have never smoked, done drugs, and if I drink it will only be like one glass 1-3x a year, so hardly at all."

What’s the best company to get individual health insurance? What organizations offer group health plan?
I am talking about health insurance that covers doctors, prescriptions, and hospital expenses."

Can I afford to get pregnant?
Can I afford to get pregnant?

Temporary insurance?
I live with my roommate and her mom. I recently got my first license – I’m 22 – and am interested in driving the second car. My roommate’s mom is fine with this. However, this would only be temporary, for two months at most, until I have time to look at cars myself. Is it worth it for her to add me to the insurance policy on the car if I won’t be driving it for more than two months? I may be driving it somewhat frequently. Is there any major risk insurance-wise if I borrow her car with her permission and I somehow get into/cause an accident?"

"Esure Home Insurance, Is it possible?
Yeah i was on the website too and thought id need to call but just thought i might not be looking hard enough.

Can I get a tax deduction through my business taxes on my insurance payments if I was on my parent’s insurance plan? I made payments.?
I run my own business but was able to stay on my parent’s insurance until I turned 26. I made payments to them for my part of the insurance. Is that deductible?

How can I find a cheap but good dental insurance?
I need braces so I want orthodontics to be included. I am considering family insurance since it usually isn’t much more.

What is the best insurance for braces?
for a 15. How much will it cover? Is there a insurance company that covers invisalign?

Can someone tell me what is the difference between whole?
life insurance and term life and which is best to get?

Are there any good health insurance cover in England that would cover EVERYTHING?
I don’t want to depend on the NHS for anything because politians are making it really bad. I’m on about the tories, they know they will never be in power again so they are making public services drop their quality in care. I hope they all die slowly in a horrific accident, their family members get debris stuck up their arses and then robbed just before dying! Then I hope their graves get vandalised every year on their birthdays! Anyone knows of a health insurance cover that covers everything?"

"If you were non-insured for health coverage, what would you prefer?"
Would you rather be under a government-run option that decide who you could see, what procedures are allowed and when you were allowed to have those procedures done? Or would you prefer a tax credit that would allow you to choose a private plan that you want, that allows you to see who you prefer, have the coverage that you need and treat you in a timely fashion? Today the Republicans have proposed an option that would give you such a choice, but Democrats have shut them out and don’t want Americans to know that they have such a choice in healthcare."

Can you register a vehicle and get liability insurance in Texas without a driver’s license?
In the near future I’ll be moving back to Texas, I’m currently out of the country and I’m a 20 year old US citizen. Anyway, I don’t know if this makes sense but is it possible to buy, register a vehicle and get liability insurance in Texas without a driver’s license? According to dmv.com to get a first time driver’s license in Texas you need the following: -Provide proof of identity. -Provide proof of Social Security number. -Provide proof of Texas vehicle registration and liability insurance, if you own a vehicle. -Complete required application forms available at any Texas driver license office. -Pay the required fee. -Pass the written, driving, and vision examinations. The applicant must provide the vehicle for the driving test. -Your application must include a photograph and thumbprint. The main reason I ask this is because it says that I need to provide a vehicle for the test with insurance obviously, so does this mean that I can buy, register, and insure my vehicle before I take the driving test to get my driver’s license? I do have an out of country driver’s license, but I don’t know if that will work. I have been driving since I was 15, but now I need my Texas driver’s license. I still don’t know anyone who could lend me their car for the test. Any suggestions??? Thanks."

A question about Group Medical Insurance and Life Insurance?
ok my friend will be working @ braums as a full-time .. and she told me that she will get life and medical insurance without even paying for them.. is that true? so lets say she cut her hand and now she need to have a surgery does that really mean that she will get surgery for free? and whats the difference between Group Medical Insurance and Life Insurance? and if she is not right that can u tell me how does it work? here is the link read the benefits @ the top of the page

How much would insurance on a motorcycle be in Texas?
I am 20 and my car insurance is $70 a month and I know it will go down some when I turn 21 but I probably still will not be able to afford it. I have never received a ticket and was wondering about what my insurance would be if I was 21 and had a motorcycle?

Can I cancel my auto insurance because I am leaving the country for 3 months?
I am leaving the USA for 3 months so I was wondering if it would be possible to cancel my auto insurance for these months and not pay the monthly premium. I will not be driving the car for these months. I am insured with Geico. Thanks.

"Totaled my car, What will insurance do?"
Yesterday I totaled my 2000 ZX3 and almost died, luckily my roof didn’t completely cave in as i slid in the ditch after i flipped over, SO my engine and transmission isn’t damaged. I wanna save some movie and just buy a car like mine with a blown engine and then switch engines and get the keep the rest of the insurance payout. I already found the possible car BUT i’m not sure if the insurance company will let me keep my car after its declared totaled? The car i found is for only 500 dollars and my dad is a mechanic, so i really need 2 know quick"

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How Much Would It Cost to insure a Lancer Evo?
How Much Would It Cost to insure a Lancer Evo?
Why do we have to have car insurance in the UK?
Why cant you chose whether you have insurance or not?
ANSWER: I recommend one to visit this website where you can get rates from different companies: http://insurecheap.us/index.html?src=WP2imogaltermu
State Farm Insurance Bithday Gift?
Okay, Strange question- Every year I recieve a letter in the mail from State Farm Insurance Angency to celebrate"" my birthday. They say that if you stop by the office"

Is it a requirement to let home insurance company before installing Trampoline in the backyard?
my neighbor told me that it is very necessary to tell your home insurance company before installing trampoline in the backyard and after that they will raise your insurance rate. I wanna know if this is true or not??

Does anyone know difference between mid wife and ob? What is a mid- wife? Is it less expensive if you have no?
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How long after leaving a job does the insurance last?
How long after leaving a job does the insurance last?

Cheapest car insurance female driver full no claims?
low milage

No proof of insurance ticket LOS ANGELES CA ?
I got pulled over for speeding. Got a ticket for no proof of insurance. but now i have insurance .. i am 17 and i just wanna know whats gonna happen tomorrow in court ? and on the ticket it says (((People of the state or California Vs. me))) whats going to happened in the court?, are there going to be people watching me ? and ima take my grandma ? also if i cant pay the fine can do community service ? how many hrs ?"

Help please?NATIONAL HEALTH INSURANCE?
Can you tell me why national health insurance shouldn’t be universal. Some say b/c American can’t afford it but that’s not truth how can the give other countries like Iraq aid and not us? Do you think it’s the best thing to do or not? tell me why is wouldn’t be good please.

How much would insurance cost for a 2011 Hyundai Elantra for a 20 year old?
I have never been in an accident and never got a speeding ticket. What would it cost a month?

I need hand insurance?
I need hand insurance

If i dont have car insurance can i still drive?
i live in VA

"I hit a curb, will my insurance pay for the car?"
I have a ’99 Eclipse fully tuned out. I hit a curb by accident today and my front bumper is basicially trashed. It broke completely in half in one place and there are cracks and scratches throughout it. My fiberglass fender also cracked since the bumper pushed on it. The cost of the bumper, fender, painting and installation will cost me nearly $1.5-2 grand. I obviously don’t have that kind of spare money laying around. I was wondering if my full coverage auto insurance (all-state) will cover the aftermarket parts even though they were never mentioned on my insurance since I was never asked and I figured I didn’t have to. I can’t really drive with the bumper as it is since im scared another tiny hit will rip it off and I dont have money to pay for it.."

What cars result in cheap insurance for young drivers?
What cars lead to new (young) drivers (aged 17/18) having lower car insurances then they would do with the Golf’s or the Civics’s. I would like to know male attracted cars. Thanks in anticipation

Eye and Health Insurance ( College Student)?
Just recently I was diagnosed with Uveitis in my left eye. I had previously been diagnosed with it and my left eye just flared up again this year. As a 21 year old College student I can barely make ends meet and well now my question is, what kind of Medical/Eye/RX insurance would you guys recommend. I’m not ensured and I still have to go trough treatment, see specialist, blood test, chest exams, etc. My visit to the specialist was already around $120 and $75 per eye drops. I wanted to get glasses but seem how this slapped me in the face I would rather pay for an insurance before I’m forced to drop out because I can’t pay my tuition.I’m also very unfamiliar with Insurance policies and as much research as I have done I have found little to nothing. I’m really not on a good enough financial status to pay a 100+ a month Insurance as a college student. Hopefully someone has some tips or tricks or at least some recommendations. P.S. excuse the bad spelling the brightness of the computer hurts my eye a bit and its hard to see my errors."

Dependent’s health insurance?
My friend wants to move into an apartment with me, we are both in college so we want to be roommates, but her parents say that they will not pay her health insurance if she moves out. Since she is a student, she is going to be a dependent of theirs for a few more years. Does being a dependent of her parents legally obligate the parents to pay her health insurance? "

I have read that since Dec that federal law has lifted their ban on medical marijuana/ cannabis. I have just read my insurance policy and…?
it said, Expenses associated with marijuana when purchased or used under state laws for treatment of a medical condition are not qualified for reimbursement. This drug remains illegal under federal law and does not qualify as a Sec. 213 medical expense."" Can I get it covered by my insurance? Is there something I am missing as to why I can not be covered for it?"""

Regarding to Motorcycle insurance?
Hi, I’m 24, male. I plan on getting the Yamaha R6-I’ll be financing the bike. I have some questions regarding to insurance of the bike. My friend owns a 06 Suzuki GSXR750, it was his first bike, and he is a fresh bike rider also. But his full coverage is only $120/month. While searching online (geico, Progressive, allstate), I find out that the full coverage for the bike itself is $487/month-which I found strange. Because I’m older than my friend, he’s 22. I understand that you need full coverage(collision, comprehensive coverage) when you’re financing a bike. My friend is also financing the bike. But how come his full coverage is way cheaper than what I’ve searched for? I also picked the $500 deductible on Comprehensive and Collision too. But the lowest I got was $487/month-if not $880/month. When I decline the Comp and Coll, my coverage is only $84/month. Why is there a big gap for my full coverage comparing to my younger friend with a bigger cc bike? 600 vs. 750."

Hypothesis Testing for Statistics?
A national car insurance company stated that in 1987, the average yearly car insurance cost for a family in the U. S. was $849. A researcher thinks that the average yearly car insurance cost for a family in California exceeds the national average. He wants to perform a hypothesis test to decide if the average yearly insurance cost for a family in California in 1987 was greater than the national average. a) Determine and state the null hypothesis for this test. b) Determine and state the alternative hypothesis for this test. c) Classify this hypothesis test as two-tailed, left-tailed, or right-tailed. d) If this hypothesis test is to be performed at the 5% significance level, find the critical value(s). e) In the same year, a random sample of 36 families in California resulted in a mean cost of = $859 with a standard deviation of = $24. Compute the test value, z. f) Does your answer in part suggest that the average insurance cost for a family in California in 1987 exceeded the national average?"

Does full coverage car insurance cover slashed tires?
I don’t have any so it’s not an issue at the moment. I have full coverage on my 2012 Ford Fiesta which I don’t plan to drop ever anytime soon. But I’m considering moving to an area for better education and the area is known for having a lot of random tire slashings for some reason which I’m not sure why. Anyways the point is if it were to happen to me, would my insurance cover it? I just want to know so I’m paying for the whole cost out of my pocket which would really suck. Just note I understand the premiums would probably go up cause insurance companies can be jerks that way."

Do they drug test a newborn if the mom has private insurance?
Please read the entire post before replying. I have heard many conflicting stories. Some people say that they automatically drug test newborns if the mother is on medicaid. Some people say they only drug test if the newborn shows signs of withdrawl OR is a low birth weight. I’ve even heard people say they drug test if the mother has a tattoo. The reason I am wondering is because I didn’t quit smoking marijuana until my second trimester, and I’ve heard the test they do on newborns goes 5 months back. So even though I haven’t smoked in months, if they tested my baby, she would probably test positive. I am not on medicaid, now have I done any other substances during my pregnancy. The Dr says my baby is developing perfectly and that I should expect no problems with her and the delivery. I am just wondering what the liklehood is that my baby will be drug tested when she is born. I have private insurance, does that factor into the hospitals decision? Please save the ‘your a horrible mother’ remarks. I’ve done my research and made my decisions and I quit smoking cigs and drinking as soon as I found out, the pot helped my morning sickness and as soon as that phase passed, I stopped. I am looking for answers from mothers, doctors, and people who KNOW the answer, not spectulation. I have enough people giving me conflicting info, Id like a solid answer. I appreciate any -helpful- comments"

Question about my health insurance?
I am living with my mom at the moment and my health insurance card says aamc community clinics , I plan to move with my bf before my baby due date maybe like 3 weeks before but I am still working in anne arundel county. My bf lives in harford , md county. Can I use my insurance card over there ?"

What if i don’t have insurance and i file taxes will they take my earned income?
What if i don’t have insurance and i file taxes will they take my earned income?

Should I take a term insurance rather than home mortgage insurance?
Normally many banks want the home loan borrowers to take mortgage insurance. Here there are controversies since many suggest borrowers should take term insurance instead. But do term insurances always give better protection than term insurance? How does a mortgage insurance compare with term insurance in terms of premium amount, premium payment period, risk cover of death, disability, chronic disease, surrender value, survival benefits etc? Apparently the term insurances are cheaper but have to be paid for a much longer period than mortgage insurance (generally paid for about 1/3rd of loan period.) So which options is better? I would specifically like to know about such products available in India. Thanks."

Car Insurance Question?
I live in Los Angeles and I am leaving the country for 6 month. Can I stop insurance of my car as no one will drive it? In case of theft how can I get it covered? Would the house insurance work in that case?

Which pet insurance is best for exotics?
I got a pamplet for Petplan. I got on for Purina Care. Those are only for dogs and cats. I have a cat, fish, and am going to get a rabbit. However, I merely plan to put my cat and rabbit on insurance. I’d like to have them on the same insurance instead of seperate to save money. I am a college student currently living at home. xD Accident coverage is the most important to me."

CAR ACCIDENT INSURANCE QUESTION- Canada- Who’s Responsible?
Last night I was at a convenience store parked (private property) and a young idiot backed into my car! Im not going to go on about how he jumped out and almost attacked me even!! But long story short we traded insurance info and today I got 3 quotes. So I called him to say I have the cheapest quote for the damage ($1000-$2100 they range from). I said he can pay $1000.00 then cause he told me last night he would. Well today he is claiming HE NEVER HIT ME!! The car full of teenagers he was with, and his mother who showed up to help him last night are denying it too cause he doesn’t want to pay. (The owner of the store did not witness it happen but ran out when he heard me hoking and saw the boys car smashed into mine after the fact. And saw him yelling and freaking. Which might help?) So I haven’t heard back from my Insurance yet but I just want to ask SOMEBODY PLEASE WHO MIGHT KNOW. Wont the insurance pay for it? His insurance or mine? What is the laws of private property?"
Why do we have to have car insurance in the UK?
Why cant you chose whether you have insurance or not?
ANSWER: I recommend one to visit this website where you can get rates from different companies: http://insurecheap.us/index.html?src=WP2imogaltermu